Real estate appraisal services for homeowners in the city of Forney and Kaufman County

See the top 7 reasons Texas homeowners hire Lone Star Appraisal Services:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in Texas by determining the true market value of real estate
Need help deciding the price of your home in or near Forney, Texas? Contact Lone Star Appraisal Services.

At Lone Star Appraisal Services, we understand the individual needs of a consumer after appraisal services. Our typical business clients get the appraisal process and the standard "products" we deliver to them. As our valued client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Lone Star Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

Challenge a property tax assessment

Let's say you live in a region that's declining -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Lone Star Appraisal Services is your perfect weapon.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping clients just like you do away with undesirable PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Lone Star Appraisal Services can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. Although most appraisal reviews are requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.